Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the websites, pages, and online services provided by Golden Field Capital (“we,” “us,” or “our”). By accessing or using this site, you agree to these Terms. If you do not agree, do not use the site.

1. Not Legal Advice; Debt Collection Notice

The content on this site is provided for general information only and is not legal advice. We are a debt collector. Any information obtained will be used for that purpose.

2. Eligibility & Your Responsibilities

You may use the site only for lawful purposes and in compliance with these Terms and applicable law. You agree not to misuse the site, attempt to gain unauthorized access, or interfere with site operation or security.

3. Online Payments & Portal Access

Online payments and any customer portal access are provided for your convenience. By initiating a payment, you authorize us and our payment processor to process the transaction in accordance with the terms presented at checkout. You are responsible for ensuring the accuracy of payment information and for any fees charged by your financial institution.

4. Communications Consent

By providing contact information (such as phone number, mailing address, or email), you consent to our using that information to communicate with you about your account, subject to applicable law. You may update your preferences at any time using our contact preferences form or by calling (855) 284-0831.

5. Privacy

Your use of the site is also subject to our Privacy Policy, which explains how we collect, use, and safeguard information.

6. Intellectual Property

The site and its contents (including text, graphics, logos, and design) are owned by or licensed to Golden Field Capital and protected by law. You may not copy, distribute, modify, or create derivative works from site content without prior written permission, except for limited personal, non-commercial use consistent with these Terms.

7. Third-Party Links & Services

The site may link to third-party websites or services (including payment processors). We do not control and are not responsible for third-party content, products, or practices. Your use of third-party sites is at your own risk and subject to their terms and policies.

8. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS OR DATA, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIMS RELATING TO THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100) OR THE AMOUNT YOU PAID (IF ANY) FOR USE OF THE SITE, WHICHEVER IS GREATER.

10. Indemnification

You agree to defend, indemnify, and hold harmless Golden Field Capital and our affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the site or any violation of these Terms.

11. Governing Law & Venue

These Terms are governed by the laws of the state in which our principal place of business is located, without regard to conflicts of law principles. You agree to the exclusive jurisdiction and venue of the state and federal courts located there for any dispute arising out of or relating to these Terms or the site.

12. Changes to the Site or Terms

We may update the site and these Terms from time to time. The “Last Updated” date below reflects the most recent change. Your continued use of the site after changes are posted constitutes acceptance of the updated Terms.

13. Contact Us

If you have questions about these Terms, please call us at (214) 326-0872.

Last Updated: October 9, 2025